Benefits for HGEA Members

HGEA’s Long History With DTRIC Insurance

DTRIC has a long history with HGEA. In fact, the insurance company was established in 1992 to help HGEA members secure auto insurance coverage at a time when most insurers were reluctant to offer it in Hawaii due to rising claims costs and strict regulations created by the state’s no-fault law. DTRIC Insurance stepped in to provide a group auto insurance program for the state’s largest public employee union.

While the company has grown to offer additional personal and commercial insurance products for Hawaii customers, DTRIC continues to provide HGEA members with exclusive offers and the high-quality customer service they expect and deserve.

DTRIC’s two new game-changing tools will make managing your insurance easier and more convenient! View your policy and insurance ID cards, report a claim, and so much more with these tools. Check out the DTRIC Insurance Mobile app and all-new Customer Portal!

DTRIC offers a wide array of discounts for our policyholders, as well as provides a variety of payment convenience options to best suit your needs. Experience the best in insurance while enjoying substantial discounts—because your security should never come at a premium price.

• Pay-in-full discount (8%)
• Electronic funds transfer payment plan discount (2%)
• Electronic delivery (paperless) discount (2%)
• Education discount (5%*)
• Multi-car discounts (25%**)
• Companion discount (25%***)

*Education Discount available to those with a four-year college degree.
**Multi-car Discount – Save up to 25% if you insure more than one vehicle on the same policy.
***Companion Discount – Bundle your home or auto with your existing policy and receive a discount.

• You could reduce your collision deductible to $0, just by driving Aloha!
• Get up to $200 off your deductible after your first claim-free year!
• Deductible WipeOut™ is free to qualifying DTRIC auto insurance customers – there are no hidden fees and no additional charges to your premium!
• Deductible WipeOut™ has the potential to bring your deductible all the way down to $0, a total Deductible Wipeout.

Start enjoying the benefits of the DTRIC Gold Card with your DTRIC personal auto insurance policy! Get started today with a FREE, no-obligation Auto FastQuote.

***Please note that DTRIC Gold Card holders may have up to three service occurrences per policy, per term. Some restrictions apply. Service occurrence limit excludes vehicle rental benefits. Once service occurrence limit is exceeded, your specific vehicle coverages will apply.

Identify Theft Recovery Coverage is available to all DTRIC personal auto policyholders should you become a victim of identity theft. This coverage provides you with an experienced case manager, as needed, to guide you through the process of recovering your information, as well as the reimbursement of necessary and reasonable expenses incurred as the result of identity theft.

HGEA members, if you are a current DTRIC customer and are pleased with DTRIC, refer a friend for a free auto insurance quote. When they complete a free auto insurance quote, we will thank you with a FREE $20 Foodland gift card, and your friend with a FREE $10 Foodland gift card for just getting a quote.* The more you refer, the more you’ll be rewarded!

Learn how to refer online by clicking here.