Preventing Costly Homeowners Insurance Claims – Spruce Up for Spring!

Preventing Costly Homeowners Insurance Claims – Spruce Up for Spring!
March 29, 2017 dtric2

Spring is here! It’s the perfect time to clear the clutter and freshen up your home. It’s also a good time for some maintenance activities that could help you prevent some costly homeowners insurance claims. Check out these tips for both inside and outside your home.

Inside Your Home:

  • Electrical Outlets and Cords: Check electrical outlets and cords for any potential fire hazards such as frayed wires or loose-fitting plugs. Also, ensure outlets, extension cords, and fuse boxes are not overloaded.
  • Water Heater: Check for leaks and corrosion, and have them repaired as needed.
  • Dryers: Dryer lint can get past the lint trap and build up inside the vent hose. Clean both the clothes dryer exhaust duct and the space under the dryer. Having a clogged hose reduces the dryer’s efficiency and it’s also the one of leading causes of house fires.
  • Fire Extinguishers: Check the hose, nozzle and other parts of your fire extinguisher to make sure they are in good condition. Move your fire extinguisher to an accessible place if necessary.
  • Smoke and Carbon Monoxide Detectors: Spring is a great time to change out batteries in all detectors around the house and make sure they’re in proper working order.

Outside Your Home:

  • Roof: Check for any damage from heavy rains and gusty winds and make any necessary repairs to reduce the possibility of leaks.
  • Gutters and Downspouts: Clean leaves and other debris from gutters and downspouts to keep water flowing and reduce the possibility of water damage.
  • Yard: Trim dead branches from trees and tidy up shrubbery. Keep healthy trees and bushes trimmed and away from utility wires.
  • Walkways and Driveways: Repair any cracks and broken or uneven surfaces to provide a safe, level walking area.

While you’re at it, why not dust off your homeowner’s insurance policy. Your home needs a thorough cleaning at least once a year, so does your insurance policy. Call your DTRIC Insurance agent to discuss any home improvements or valuable purchases you’ve made to ensure you’re properly covered.


GET A HOMEOWNERS QUOTE

Our knowledgeable Customer Care representatives can assist you with a free, no-obligation home quote – just call 92-DTRIC (923-8742) or 1-877-923-8742 (Neighbor Islands toll free) to get started.  You can also request a homeowners quote online by clicking here.  For faster service, be sure to have your current insurance policy handy.

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