Who We Are

DTRIC Insurance is a member of MS&AD Insurance Group, Japan’s largest insurance holding company and the eighth largest property and casualty insurance group in the world.

As DTRIC Insurance only serves Hawaii, we’ve developed a deep understanding of our customers’ needs and lifestyles, enabling us to create and offer customized products and services. All of our customers receive personalized, one-to-one attention from experienced insurance agents who carefully review customers’ unique needs. Thanks to responsible underwriting rules and a growing number of innovative auto and homeowners discounts, we offer valuable protection, benefits, and services at competitive prices. This customer-first business philosophy has resulted in thousands of satisfied customers throughout the State of Hawaii. In fact, nine out of 10 DTRIC customers would recommend us to their friends and family.

Our History


Dai-Tokyo Fire & Marine Insurance Company and Royal State Insurance Company establish DTRIC Insurance. The company name is a combination of the founding partners (Dai-Tokyo + Royal Insurance Co). DTRIC enters the market when most insurers were reluctant to offer automobile coverage in Hawaii due to rising claims costs and strict regulations created by the state’s no-fault law. With creative programs and solutions, DTRIC Insurance steps in to provide group automobile program for the state’s largest public employee union.


DTRIC expands into commercial insurance lines in response to a severe downturn in the availability of general casualty and workers’ compensation insurance in Hawaii. DTRIC begins providing workers’ compensation coverage to many Hawaii businesses and working closely with clients on operational and safety issues. This step is instrumental in bringing stability to the local marketplace and reducing insurance costs.


In April, majority owner Dai-Tokyo Fire & Marine Insurance Company merges with Chiyoda Fire & Marine Insurance Company to form a new company called Aioi Insurance Company, Limited. It is one of the largest property and casualty insurers in Japan. In July, DTRIC Insurance is renamed to DTRIC Insurance Company, Limited.


October 1, Aioi Insurance Company and Nissay Dowa General Insurance Company merge to form Aioi Nissay Dowa Insurance Company, Limited (ADI). ADI and Mitsui Sumitomo Insurance Company are subsidiaries of MS&AD Insurance Group, Japan’s largest insurance holding company and the eighth largest property and casualty insurance group in the world.


In August, DTRIC launches its community initiative, Drive Aloha, to promote traffic safety to prevent senseless accidents and fatalities.


DTRIC Insurance becomes a wholly owned subsidiary of ADI.

A new logo is unveiled to reflect the company’s new perspective. In Hawaii, mountains are valued for their protection against the elements, symbolize strength and longevity, and help create thriving, self-sustaining communities that prosper. The three graphic elements, which resemble mountains, represent DTRIC’s sources of strength: agency partners, customers, and employees.


DTRIC celebrates its 30th anniversary.

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