Hawaii Car Insurance
We understand that Hawaii car insurance needs are different for each individual. That’s why DTRIC offers a variety of Hawaii auto insurance products, coverages, and options to give you peace of mind when you’re in your car and on the road.
We also know the importance of affordability when shopping for car insurance, so we offer a number of discounts, credits, and benefits that help you get the most out of your Hawaii auto insurance policy. Let DTRIC or your independent insurance agent help you create a reliable and affordable car insurance policy that is customized to fit your needs and provides the right protection for you and your family.

Get a free Auto Insurance quote online. Or speak to one of our insurance specialists at 808-923-8742 from Oahu or 1-877-923-8742 toll-free from the Neighbor Islands. Prefer to work with an independent agent? Use our Find An Agent tool to find one in your area.
Car Insurance Discounts*

DTRIC’s reward to you for safe, claim-free driving!
Deductible WipeOut™**
- You could reduce your collision deductible to $0, just by driving Aloha!
- Get up to $200 off your deductible after your first claim-free year!
- Deductible WipeOut™ is free to qualifying DTRIC auto insurance customers – there are no hidden fees and no additional charges to your premium!
- Deductible WipeOut™ has the potential to bring your deductible all the way down to $0, a total Deductible Wipeout.


DTRIC’s reward to you for safe, claim-free driving!
Deductible WipeOut™**
- You could reduce your collision deductible to $0, just by driving Aloha!
- Get up to $200 off your deductible after your first claim-free year!
- Deductible WipeOut™ is free to qualifying DTRIC auto insurance customers – there are no hidden fees and no additional charges to your premium!
Want to Learn More about Deductible WipeOut™? See answers to our Frequently Asked Questions.
**Deductible WipeOut™ is only available on policies with $250 collision deductible or higher. Earn up to $250 Deductible WipeOut™ with $250 collision deductible, up to $500 with $500 collision deductible, and up to $1,000 with higher collision deductibles. Some restrictions apply. Deductible WipeOut is a trademark of DTRIC Insurance.

Identity Theft Recovery Coverage
Identify Theft Recovery Coverage is available to all DTRIC personal auto policyholders should you become a victim of identity theft. This coverage provides you with an experienced case manager, as needed, to guide you through the process of recovering your information, as well as the reimbursement of necessary and reasonable expenses incurred as the result of identity theft.
Free Emergency Roadside Service – DTRIC Gold Card***
Dealing with a roadside emergency can be a stressful experience. So the next time you find yourself in need of assistance, let the DTRIC Gold Card come to your rescue. Add other than collision, collision and towing, and labor coverage to your personal auto insurance policy and you’ll receive a DTRIC Gold Card for FREE! This is good for FREE emergency roadside services such as towing and labor, battery jump-starts, flat tire changing, and much more!
Start enjoying the benefits of the DTRIC Gold Card with your DTRIC personal auto insurance policy! Get started today with a FREE, no-obligation Auto FastQuote.
***Please note that DTRIC Gold Card holders may have up to three service occurrences per policy, per term. Some restrictions apply. Service occurrence limit excludes vehicle rental benefits. Once service occurrence limit is exceeded, your specific vehicle coverages will apply.

My experience with my rep in Hawaii Office was 5-stars across the board! She was very professional and clear with all my needs and questions. I would refer family and friends to her
Get an Auto FastQuote
Want to see how much you can save? Get a free, no-obligation DTRIC Auto FastQuote online right now!
Our knowledgeable DTRIC representatives can assist you with a free, no-obligation auto insurance quote – just call 808-923-8742 or 1-877-923-8742 (neighbor islands toll-free) to get started.
Prefer to work with an independent insurance agent? Find an agent near you.