It’s #DataPrivacyDay! To celebrate we’re sharing this tip: Cyber thieves are hoping we are too busy with our everyday lives to notice when our checking or savings account is hacked until it is too late.

Your homeowners or renters insurance coverage is designed to cover your personal possessions if you face a covered loss up to your policy limits. Hence, it’s important to periodically update a list of all your belongings.

One way homeowners can lower the risk of property damage and major repairs is consistent preventative maintenance. Proper upkeep prevents problems such as leaky pipes or roofs, which may not be covered as part of your home insurance policy.

If you were asked to name one way you could effectively analyze your business for safety hazards, we’d guess that an inspection would be the first thing that comes to mind. In fact, just about every business thinks that inspections and audits are the best ways to analyze the risks in business operations. DTRIC’s Risk Consulting team breaks down how an inspection could affect businesses.

Did you know? Cleaning up damages too soon can interfere with the claims process. Some home damage needs to be taken care of immediately for health and safety reasons, but homeowners sometimes discard damaged property too quickly before the insurance adjustor’s visit, or throw away repair receipts needed to for the insurance claim.

Owning and maintaining a car is an investment, and it doesn’t have to be expensive. If you have an older model vehicle and it’s paid for, consider eliminating your collision coverage. It is the coverage that pays for any damage that you cause to your vehicle and it can make up a significant portion of your premium.

We’re proud to announce that our Hawaii’s Best Mocktails virtual event raised $12,475 to benefit the Hawaii Food & Wine Festival’s Kokua Ag & Culinary Fund.

Mahalo to everyone who purchased a mocktail and meal kit, and our employees and agency partners for their support.