New Year, New Insurance Needs?

The start of the new year is a perfect time to reassess your insurance needs to be sure you are properly covered. New teen driver in the household? A first-time home renter or buyer? Now is the time to look at your auto and home insurance policies and talk with your insurance agent who can help tailor your coverage to reflect recent changes and new priorities. Get started with this checklist to protect what matters most to you.

1. Take a Detailed Home Inventory

We are sure Santa brought a lot of great goodies! While your homeowner’s or renter’s insurance is designed to cover your personal property, regularly updating your inventory prevents valuable items from falling through the cracks. Your agent can also help you determine if you need additional coverage for certain high-value items.

2. Evaluate Driving Habits and Needs

Are you driving less? Have new drivers in the family? Changes to your driving habits can impact your rates. Discuss how your current situation with your insurance agent who can help guide you through updating your coverage.

3. Review Your Current Auto and Home Insurance Policies

Ask yourself whether your car and home insurance coverage are adequate to protect you financially in the event of an accident. Have you done some home renovation work or made major household purchases during the pandemic that require additional policy coverage? Remember, policies are on a case-by-case basis. As your life evolves, so do your needs, and we are skilled in growing with you.
Head into the new year with confidence!