7 Tips to Lower Your Car Insurance Premiums

7 Tips to Lower Your Car Insurance Premiums
August 14, 2019 dtric2

Owning and maintaining a car is an investment, but it doesn’t have to be expensive. Here are 7 ways to help you reduce your auto insurance premiums.

 

Reduce coverage on older vehicles

If you have an older model vehicle and its paid for, consider eliminating your collision coverage. It is the coverage that pays for any damage that you cause to your vehicle and it can make up a significant portion of your premium.

Bundle your insurance policies

By grouping your personal insurance policies with DTRIC Insurance – car, homeowners, renters, etc. – you could save up to 25%.

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Raise your deductible

By increasing your deductible, you could save a significant amount on your premium. Decide how much you can afford to spend out of pocket in the event of a claim, then adjust your deductible accordingly.

Get rewarded for safe, claim-free driving with DTRIC’s Deductible WipeOut. You could reduce your collision deductible to zero by driving with aloha.

 

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Get a quote before you buy

Before buying a new or used vehicle, call your insurance agent to find out how much it’s going to cost to insure it. Premiums can vary widely based on the make, model and year of a vehicle.

Get a Free Quote

Drive Aloha

Safe drivers are rewarded with a better insurance premium. Avoid speeding and stay out of accidents, and you could save up to 25% or more on your premium.

Buy a safe car

Choose a car with qualifying safety features like airbags, anti-lock brakes, and anti-theft devices, and your smart choice will be rewarded with another discount.

Skip monthly bill pay

The insurance costs may make a monthly bill-pay seem like a good idea, but you’ll usually pay for the convenience with add-on fees. To avoid these extra charges, request to be billed every 6 or 12 months instead.